Wales

House prices in Cardiff

Wales' most active market. CF5, CF11, CF14, CF23 dominate family-home demand.

Last updated April 2026·HM Land Registry & ONS

Avg price
£270k
YoY change
+1.8%
Days
58

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painted terraces and stone cottages typical of South Wales — illustrative of housing stock around Cardiff (CF)
Painted terraces and Welsh stone cottages

What it's actually like to sell in Cardiff

Cardiff is Wales' most active market. CF5 (Canton, Llandaff), CF11 (Pontcanna), CF14 (Whitchurch) and CF23 (Cyncoed) dominate family-home demand. The Cardiff Bay and Central Quay regeneration zones continue to add new flat stock at the higher end.

The honest truth about Cardiff: two streets apart can mean two completely different markets. A semi on one road might attract three offers in a fortnight; the same property a five-minute walk away can sit unloved for months. That's why the headline £270k average is only the starting point.

We use HM Land Registry data to set realistic expectations, then hand you over to the CF-area agents whose own sale-vs-asking ratio actually beats the market — not the ones who promise the highest valuation to win the instruction.

What the numbers actually look like

Snapshot of the Cardiff housing stock and what selling typically looks like right now.

Price trend (indexed)

Cardiff average house price, indexed

£241k£256k£270k202120222023202420252026£270k

Indexed series — derived by applying ONS UK House Price Index regional growth rates to Cardiff's current average sold price. Source: ONS UK HPI; current average from HM Land Registry Price Paid data. This is a regional trend rebased to Cardiff, not a city-specific sold-price series. Read the methodology.

Property mix

  • Detached17%
  • Semi-detached30%
  • Terraced38%
  • Flats / maisonettes15%

Source: ONS Census 2021 dwelling stock aggregated to Wales. Postcode-level mix varies.

Typical selling timeline

58days

Listing to sold-subject-to-contract in Cardiff, then a further 12–16 weeks to legal completion. Source: Rightmove House Price Index.

Stamp duty on the average home

£3,500

SDLT on a £270k main residence in England. First-time buyers and additional-property buyers pay different rates.

How Cardiff stacks up across Wales

How Cardiff stacks up against the closest Wales cities by average price and recent year-on-year movement.

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Cardiff selling FAQs

Common questions from Cardiff sellers — answers cite HM Land Registry, ONS HPI and HMRC SDLT bands.

What is the average house price in Cardiff?+

The average sold price in Cardiff is around £270k, based on the latest HM Land Registry Price Paid data and ONS House Price Index. Year-on-year prices are up 1.8% across the CF postcode area.

How long does it take to sell a house in Cardiff?+

Homes in Cardiff typically take around 58 days from listing to sold-subject-to-contract, with a further 12–16 weeks to legal completion. Well-priced homes in central postcodes usually move faster; unusual or chain-heavy sales can take longer.

What stamp duty would I pay on an average Cardiff home?+

On the Cardiff average price of £270k, stamp duty (SDLT) for a main residence in England would be around £3,500. First-time buyers and additional-property buyers pay different rates — see HMRC's SDLT calculator for your exact position.

Which estate agents are best in Cardiff?+

The "best" agent depends on your street, property type and price band — not on brand size. We rank Cardiff agents by their actual sale-price-vs-asking-price ratio, average time on market, and how many homes they've sold in the CF postcode area in the last 12 months. Submit your details above and we'll introduce 2–3 top performers within a working day.

Methodology sources: HM Land Registry UK HPI · ONS House Price Index · HMRC SDLT. Page last updated April 2026. See full methodology.